Skip to main content

Car finance check

Will I get accepted for car finance?

If you’re looking to buy a car, and you’ve worked out your monthly budget, your first question may well be "will I be able to get car finance?" With our quick, secure and simple car finance eligibility checker, you can get instant feedback about the likelihood that you’ll be able to buy a car on finance from us, based on your credit score.

Use our car finance checker for free now

Questions often asked by people planning to apply for car finance include:

  • What credit score do I need?
  • Can I get car finance if I have bad credit?
  • What checks are done for car finance?

By using our free car eligibility checker, you can quickly get the answers you need, after which we’re here to advise on the best form of finance for you, and help you find the right car for your needs and budget.

Please note: The Motor Credit Check tool does not provide a final decision - it is a guide based on the basic information you supply. To be fully accepted for car finance, you will then need to go through a full application process; with this tool, however, you can get a good idea of your chances of being accepted in advance.

Complete the credit check form

Thank you for your submission, we will get back to you shortly!

Associated with

  • Ben Logo
  • Santander Logo
  • BVRLA Logo
  • MotoNovo Logo
  • Motor Ombudsman Logo
  • Top Track 100 Logo
  • Premia Solutions Logo
  • Solera CAP HPI Logo

Representative finance example: Personal Contract Purchase (PCP)

Representative APR%
9.90% APR 
First Payment
£249.71
46 Monthly
payments of
£249.71
Optional final
payment
£9,090.00
On the road
price
£20,000.00
Term of
agreement
48 months
Customer deposit
£4,000.00
Amount of credit
£16,000.00
Cost of credit
£4,826.37
Annual mileage
5,000
Excess mileage
8.4p
Total amount
payable
£24,836.37
Fixed rate of
interest
9.90%